Nobody expects to get into a car accident when they embark on a trip, whether it’s across the street or across the country. Unfortunately, as the saying goes: “accidents happen”. They’re shocking and frightening and they can make it very difficult to think clearly on the spot, so it’s vital to have a plan in place for what you will do if you get into a car accident. This can prevent you from freezing up and missing out on vital actions that could save your life, or at the very least, make the situation less difficult down the road. Here are some ideas.
Don’t Leave the Scene
If you are involved in an automobile collision, it is extremely important that you remain on the scene of the accident until the police arrive. Firstly, it is illegal to leave the scene of an accident, and performing a hit-and-run can get you in serious trouble with the law. But beyond that, you should stay to make certain you’re there to help anyone who needs it, and so that you can be treated if you are injured. Move to a safe distance if you are concerned about remaining too close to the vehicle, and wait for the police to arrive.
Although nobody expects emergency situations to happen, most people recognize the value of being ready in case one does come up. Carry a first aid kit in your car so that you can help treat minor injuries in case of a collision. Have emergency contact numbers programmed into your cell phone. Keep some cash on hand for a bus or cab ride if you have no other way of getting home. Knowing how to respond in the moments following a car accident can save lives and minimize the risk of criminal charges being pressed.
Exchange Insurance Information
Once you’ve ensured that everyone is present and accounted for and any minor injuries have been treated, it’s time to exchange insurance information with the driver of the other vehicle. Following a collision, emotions can run high and fear and anger are often at the forefront. Try to take a few calming breaths and treat the other driver with respect, even if they were at fault. Exchange contact information and insurance information. Make certain that all information is correct in order to avoid confusion. Exchanging info can feel difficult and awkward but it is absolutely vital.
Your Insurance Policy Is Your Best Friend
If you do have the bad fortune to get involved in a collision, having an insurance policy will take a lot of the weight of worry off of your mind. Sadler Insurance specializes in car insurance and can help you to get an insurance policy that will protect you in case of an accident.
At Sadler, we want you to be safe, protected, and have the time and peace of mind to take care of yourself and your family in the days following your accident. Give us a call at 780-433-4426 and see how we can help!