In order to get the best commercial auto insurance, keep these five tips in mind when you begin shopping for a quote.
It often seems that there is no aspect of insurance that is easy to understand, especially if you are not well-versed in the industry. Everyone needs insurance of some kind at some point in their lives, yet so many individuals are unsure of what exactly they’re looking for. This is no different when it comes to commercial auto insurance. Sadler Insurance is here to help with our five tips to get the best commercial auto insurance.
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Small Businesses Need Coverage Too!
Even if you are currently running a very small, home-based business, you need commercial auto insurance if you have vehicles specifically for business use. When many people think of commercial automobile insurance, they automatically think of large corporations with fleets of vehicles, but no matter what size your business is, you are better off protected. Keep in mind that many homeowners insurance policies provide little to no insurance for business activities.
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Differentiate Between Commercial and Personal Insurance
There is a big difference between commercial and personal insurance coverage, which is important to keep in mind if your business is run from your home. In the event that an issue arises, you need to make sure that your business is covered, as your homeowners insurance will often provide little help in covering business expenses. You will need commercial auto insurance for any vehicles pertaining to your business, as well as workers compensation insurance, property insurance, and liability insurance in order to stay protected.
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Keep the Worst-Case Scenario in Mind
Although it is difficult to think about, it is beneficial for you to keep the worst-case scenario in mind when choosing a commercial auto insurance package. After all, insurance is there to protect your business from potential losses that you could not afford to cover, should a problem present itself. You want your insurance to be affordable to you, but also cover you, no matter what might happen in the future.
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Ensure That You Are Getting the Best Deal
There are many factors that affect the cost of insurance and the coverage available when it comes to choosing commercial auto insurance. The coverage that is available to you, as well as the premium costs, may be affected by things such as the location of your business, the size of your business, the number of vehicles being insured, and the number of years that you have been insured. Look at all of your options and make sure that you receive the best possible price for what you are seeking.
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Customize Your Insurance to Suit Your Needs
Insurance policies can always be customized in order to better protect each client. The same goes for commercial auto insurance. If you would like to purchase general coverage, but also need specific coverage for certain projects, explore the ways in which your policy can be tailored to fit your needs. Your insurance company should be willing to work with you, every step of the way.
A Name You Can Trust
No matter what your insurance needs are, you can trust Sadler Insurance with all of the toughest decisions that you need to make. We have been serving Albertans for 80 years. With our knowledge and expertise in the field of insurance, you can rest easy knowing that you have Sadler on your side. We are a full service independent Edmonton insurance broker, with a team of professionals ready to serve you.
Since being established in 1936, we have the experience necessary to assist you. We are not your average insurance brokerage, as we will help you to understand exactly what your insurance choices are. We want to make all of that “fine print” clear to you, as we care about each of our customers. Sadler Insurance believes in building relationships with our clients and insurance partners alike. If you’d like to learn more or receive a quote, do not hesitate to contact us! One of our experienced team members will be able to serve you!
