Mandatory Car Insurance in Alberta

You have just passed your road test, and your vehicle has been successfully inspected and registered, so what’s the next step? Before you can legally drive in Alberta you need to understand the differences between the many types of auto insurance and the degrees of coverage they offer. Not all insurance is mandatory to operate your vehicle in Alberta, so here is a quick guide to understanding the provincial requirements and the penalties for disobeying them. Continue reading

Five Big Risks for Renters

Unprepared for Disaster

Are you renting an apartment or home? You may think you’re covered by your landlord’s insurance for unforeseen disasters, such as fires or floods, or a nasty electrical surge. The truth is, there’s a good chance you’re not. Continue reading

Do you Need Travel Insurance?

Summer holidays are almost here, and for many families, it is time to travel! You might wonder if travel insurance is worth it and question what you’re actually buying. Perhaps you think it sounds like insurance you don’t need, and travel insurance is just a money grab; kind of like buying extended warranties on products that will last two years. Continue reading

Buying a New Vehicle? The Make and Model of Your Vehicle Can Affect Your Insurance Premium.

Are you buying a new vehicle? If so, you might be interested to know that how the car you choose is rated affects your premium. Most people know their driving record affects their insurance premiums, but many aren’t aware of how much the car they buy affects their rates too. Additionally, there are other things you might not know about how your car impacts your insurance premiums. Here is what to consider when shopping for a new car: Continue reading

What to do if Your Car Insurance Claim is Denied

So you had a car accident and now your insurance company isn’t going to fix your car. Don’t panic! The good news is there are established avenues in place to resolve conflicts between you and your car insurance company. It doesn’t matter if the dispute involves the settlement value of a total loss of the vehicle, the cost of getting a vehicle repaired, the extent of injuries, or who is at fault. There are ways to get your issues heard without having to go to court. Continue reading

What Would Void a Life Insurance Policy?

Life insurance policies are in place to help grieving families move on with their lives and give their loved ones a proper ceremony and send off. Unfortunately, every day there are stories about people who do not receive the life insurance payout of a family member based on circumstances that voided the policy. These often come a surprise, but there are many common ways that an average life insurance policy can be voided. Remember, it is always important that you discuss your life insurance policy in detail with your provider so that you fully understand the circumstances that can lead to voiding your policy. That way, there are no surprises for you or your loved ones. Continue reading

Check Your Insurance Policy: 5 Details You Really Ought To Review Each Year

With a new year right around the corner, it’s the perfect time to perform an annual check on your insurance policy.

Making this kind of review a yearly occurrence will help you stay on top of your insurance policies, could save you money, and will ensure that you are always fully covered.

Here are five details that you should really review when checking your insurance policy. Continue reading