Demerit points in Alberta are incurred on your driving record when you are convicted of a traffic offence. The following 4 important facts about demerit points in Alberta will help you better understand the regulations and consequences involved with receiving demerit points while in Alberta.
If there’s anyone in Canada who knows about snowy, icy, roads, it’s Albertans. Each winter, drivers in Edmonton are presented with challenging conditions and when it comes to new and less experienced drivers, a few winter driving tips are sure to help.
Living with clutter starts to become the norm the longer you have lived in your home, but have you yearned for the cleanliness and open feel of a decluttered living space? There may be several factors causing your clutter. Today we will discuss the top five home clutter culprits and how to fix them so you can truly enjoy your home. Continue reading
There are many things about your house that affect the cost of your homeowner’s insurance. Some of these include the type of roofing (metal or shingles), building frame, and heating system. You must have heat in all areas of your home because if an item freezes in an unheated area, such as a pipe, your insurance may not cover it.
Curious about whether or not you need equipment breakdown coverage? If your equipment isn’t covered and it breaks down, you might find yourself with an unexpected debt. If you’re a small business you can’t afford this kind of surprise. Continue reading
Disability insurance replaces lost income when the wage earner of a family can’t earn income because they can’t work. There are two types of disability insurance: short-term and long-term. If you’re wondering what disability insurance is and if you need it, you’ve come to the right place. Continue reading
You can begin thinking about the function, use, and risk of surety bonds by examining a typical loan scenario. Consider that you’ve opted for a financing option at your local car dealership. Perhaps you’re on the younger side, or perhaps you’re just making what is for you a relatively large purchase. The auto-dealer will only grant you that perfect two-year financing plan with the introduction of a co-signer or guarantor on the contract. You agree, and then ask your spouse or a parent or a friend to co-sign—and the auto company approves what is essentially a loan, to be paid back over the previously established two-year period. Continue reading
You have just passed your road test, and your vehicle has been successfully inspected and registered, so what’s the next step? Before you can legally drive in Alberta you need to understand the differences between the many types of auto insurance and the degrees of coverage they offer. Not all insurance is mandatory to operate your vehicle in Alberta, so here is a quick guide to understanding the provincial requirements and the penalties for disobeying them. Continue reading