Auto Insurance

At Sadler Insurance we can provide the right car insurance in Edmonton to protect your Private Passenger Vehicles, Motorcycles, and Collector Vehicles (Some conditions apply).

There are several components to personal auto insurance. These are:

Third Party Liability (Section A) – While the mandatory minimum limit required in Alberta i
$ 200,000, we strongly recommend that our clients carry limits of $ 1,000,000 or $ 2,000,000 to protect them in the event of a claim.

Accident Benefits (Section B) – This is a mandatory coverage that provides limited medical protection, death benefits and lost wages.

Physical Damage (Section C) – These are optional Edmonton insurance coverages that comprised of two key components to insure your vehicle: Collision or Upset and Comprehensive.

Common Additional Optional Coverage

Family Protection Endorsement (SEF 44) – This provides protection for you when another party injures you in an auto accident and they carry inadequate (or no) insurance to compensate you for your loss.

Loss of Use coverage (SEF 20) - Provided that you carry Collision and Comprehensive coverage on your vehicle, you can purchase this coverage to provide you with a rental vehicle should yours be damaged in an accident.

Rental Vehicle Coverage (SEF 27) - This coverage provides insurance on a rental vehicle within Canada of the USA.

Waiver of depreciation (SEF 43) - This provides replacement cost on your new vehicle for 24 - 30 months following the purchase of a new vehicle. Should the vehicle be a total loss or written off, depreciation is not applied.